Alipay terms

Payment Service Agreement

Payment Service Agreement

The payment service agreement (hereinafter referred to as " this agreement " ) is between Alipay (China) Network Technology Co., Ltd. (hereinafter referred to as " Alipay " ), Taobao platform operator, Jifenbao Nanjing Enterprise Management Co., Ltd. " ), Jifenbao Nanjing Business Service Co., Ltd. (hereinafter referred to as " Jifunbao Business " ), Zhejiang MYbank Co., Ltd. (hereinafter referred to as " Mybank " ), Alipay overseas affiliates including but not limited to Alipay US, Inc. ( " Alipay USA " ) and the user (hereinafter referred to as " you " ) shall agree to the payment service, Jifenbao service, credit card payment, international payment, Huabei collection service, " account balance +" collection service (hereinafter referred to as individually or collectively referred to as " the Service " ) is a valid contract for use. When you click to confirm on the web page or choose to accept this agreement in other ways, it means that you and Alipay, Taobao platform operator, Jifenbao Enterprise, Jifenbao Business, MYbank and Alipay’s overseas affiliates include but are not limited to Alipay US Has reached an agreement and agreed to accept all the content of this agreement.

This Payment Service Agreement(hereinafter referred to as the "Agreement") by and between Alipay.Com Co., Ltd (hereinafter referred to as "Alipay"), the Taobao platform operator, Jifenbao Nanjing Enterprise Management Co., Ltd.(hereinafter referred to as "Jifenbao Enterprise"), Jifenbao Nanjing Business Service Co., Ltd. (hereinafter referred to as "Jifenbao Business"), Zhejiang E-Commerce Bank Co., Ltd. (hereinafter referred to as "MYbank"), Alipay's overseas affiliates including but not limited to Alipay US, Inc. (“Alipay US”) and the user (herein after referred to as "you") is a legally effective contract on the usage of payment services, Jifenbao services, credit card payment, international payment, Huawei Collection service, "account balance+" collection service (hereinafter individually or collectively referred to as "the services"). Your click to confirm on the web page or by other means choose to accept this Agreement represents that you, Alipay, the Taobao platform operator, Jifenbao Enterprise, Jifenbao Business, MYbank and Alipay's overseas affiliates including but not limited to Alipay US have reached an agreement and accepted all terms and conditions provided herein.

Before accepting this agreement, please carefully read the entire content of this agreement (especially the content marked in bold and underlined). If you do not agree with any content of this agreement, or cannot accurately understand the meaning of any clause of this agreement, please do not confirm and follow-up operations. If you have any questions about the terms of this agreement, please inquire through the customer service channels of the respective service providers, and they will explain the terms to you.

Please Read the Entance Contents of this Agreement Carefully Before Accepting It (With Special Emphasis on the Bold and UnderLINED Content). it any terms and conditions of this agreement, or cannot undertndand the meaning of any terms of this agreement, Please do not confirm or proceed. If you have any questions on the terms and conditions of the Agreement, please contact the customer service staff of service providers to explain the terms to you.

You agree that Alipay, the Taobao platform operator, Jifenbao Enterprise, Jifenbao Business, MYbank, and Alipay’s overseas affiliates have the right to unilaterally change the content of this agreement at any time, and post it on the Alipay website (www.alipay . com ) or on the Taobao platform operator website (including but not limited to taobao.com or tmall.com or alitrip.com or etao.com or ju.taobao.com or 95095.com ) to announce in advance, without separate Notify you; if you continue to use this service after the announcement of the change in the content of this agreement takes effect, it means that you have fully read, understood and accepted the changed content of the agreement, and will also use the service in accordance with the changed content of the agreement; if you If you do not agree to the modified content of the agreement, you should stop using the service before the change takes effect.

You agree that Alipay, the Taobao platform operator, Jifenbao Enterprise, Jifenbao Business, MYbank and Alipay's overseas affiliates have the right to make a unilateral modification to the terms of the Agreement at any time. The modification can be made after the announcement is posted on the Alipay website ( www.alipay.com ) or the Taobao platform (including but not limited to taobao.com or tmall.com , alitrip.com , etao.com , ju.taobao.com or 95095.com ) in advance without further notice to you. If you continue to use the services after the agreement modification announcement became valid, it will be construed as that you have fully read, understand and accept the entirety of modified Agreement. If you do not agree to the modified Agreement terms, you shall stop using the services before such modification takes effect.

1. Definition

I. Definitions

1. Payment service (also known as " basic payment service " ): refers to the " Alipay " software system provided by Alipay to you and your customers and the accompanying payment collection and payment services (excluding credit card payment services, international payment services, etc.) service, Huabei payment collection service), including balance payment, Yu’ebao payment, debit card quick payment, the specific services provided by the service provider shall prevail at that time.

1. Payment services (also called "basic payment services"): refers to the collection and payment services provided by Alipay with Alipay software system and other affiliate systems to you and other customers, including the balance payment, Yu'E Bao payment, and debit card express checkout (but excluding credit card payment,international payment,Huabei collection service). The specific services are subject to the services provided by the service provider.

2. Quick payment by debit card: refers to the service that the cardholder (hereinafter referred to as " buyer " ) submits the bank debit card information to the Alipay system and makes payment, and Alipay completes the collection and payment service.

2. Debit card express checkout: refer to the cardholders (herein after referred to as the "Buyer") providing the data of debit card to Alipay system to allow Alipay to make collections and payments on behalf of them.

3. Credit card payment: including fast credit card payment and large-amount online banking payment by credit card. Quick credit card payment means that the cardholder (hereinafter referred to as " buyer " ) submits bank credit card information to the Alipay system and pays, and Alipay completes the collection and payment service. Credit card large-amount online banking payment means that the buyer jumps to the corresponding bank's online banking through Alipay's service to perform payment operations, and Alipay completes the service of collection and payment. If you enable credit card payment, your Tmall store will be identified by the relevant logo.

3. Credit card payment: includes credit card express checkout and credit card large-amount online banking payment. Credit card express checkout refers to the cardholders (herein after referred to as the "Buyer") providing the data of credit card to Alipay system to allow Alipay to make collections and payments on behalf of them. Credit card large-amount online banking payment refers to the Buyer jumps to the online banking system of corresponding bank from Alipay to allow Alipay to make collections and payments on behalf of them. Tmall store enabled credit card payment will be marked with relevant logo.

4. International payment: refers to the service that the buyer pays you through the payment tool that the payment fund flow and / or information flow is processed by institutions outside mainland China, and Alipay completes the collection and payment service.

4. International payment: refers to the settlement of capital flows and/or information through organizations outside the borders of mainland China, and Alipay processes and completes the collection and payment.

5. Huabei payment collection: refers to the service that buyers use Huabei service to make payment online, and Alipay completes the collection and payment service. Huabei: Refers to the consumer financial services provided to Alipay users through Alipay affiliates and qualified institutions. The marketing name of the Huabei service may be adjusted due to business changes and operational needs of the service provider, and the name actually displayed by the service provider shall prevail.

5. Huabei Collection: refers to the service where buyers use the Huawei collection service online to pay and entrust Alipay to complete collection and payment services. Huabei:means the consumer financial services provided by Affiliates of Alipay and other qualified institutions to Alipay user s. The marketing name of the Huawei service may be adjusted due to the service provider's business changes, operational needs, etc., and shall be subject to the name actually displayed by the service provider.

6. Transaction flow (transaction amount): refers to the amount of transactions completed by you using the payment service through the selected service type (including but not limited to payment for goods, freight, etc.) calculated by the software system of the Alipay / Taobao platform operator. The transaction flow will be used as the basis for Alipay to charge you.

6. Transaction Volume (Transaction Value): refers to the Alipay or Taobao statistics of the transactional amounts for completed transactions in the payment services (including but not limited to the payment for goods, freight, etc.). Alipay will charge you the fee based on the transaction volume.

7. Service fee: refers to the software service fee that you have to pay to Alipay for using this service. The service fee is determined based on the transaction flow (transaction payment) and the rate clearly stated to you by Alipay in this agreement.

7. Service fee: refers to the amount you pay Alipay for using their software. The service fee is calculated based on the transaction volume (transaction funds) and the fee rate of Alipay stated in the Alipay Service Agreement.

8. Unauthorized transaction: Refers to the transaction that the buyer uses the bank card or Alipay account to complete the transaction directly with you through this service without the authorization of the bank card (including debit card, credit card, etc.) holder or Alipay account holder.

8. Unauthorized transactions: refers to where a Buyer who has not obtained authorization from the cardholder (including debit cards and credit cards) or the Alipay account owner, who uses the bank card or Alipay account to make a transaction directly through this service.

9. " Cash-out " transaction: means that you and the buyer pay cash directly to the buyer through fictitious transactions, false prices, cash returns, etc. " Cash-out " transactions include but are not limited to cash-out via credit card and cash-out via Huabei.

9. "Cash out" transactions: refers to your use a fictional transaction, fictional price, cash return or other methods to directly cash out for funds with a Buyer. "Cash out" transactions including but not limited to using credit cards or using Huabei Collection service to cash out.

10. Jifenbao services: under this agreement, it refers to the Jifenbao products and services provided by Jifenbao Enterprise and Jifenbao Business in accordance with this agreement and the relevant rules of Jifenbao.

10. Jifenbao service: according to this Agreement, Jifenbao service refers to the products and services provided by Jifenbao Enterprise and Jifenbao Business based on the terms and conditions of this Agreement and Jifenbao.

11. " Account balance +" payment collection service: refers to the account receivable recovery service provided by MYBank to collect the corresponding payment based on the order you have reached with the buyer, in order to improve the payment experience of the buyer.

11. "Account balance+" collection service: refers to the receivables collection service provided by MYbank based on the orders you completed with the Buyer, improving the payment experience of users.

12. Taobao platform operator: Refers to the legally recognized responsible entity for operating the platform website. For information about Taobao platform operators, please check the company information and license information published at the bottom of the homepage of each Taobao platform. " Taobao Platform " refers to the online platforms operated by Taobao, including but not limited to Taobao, whose domain name is taobao.com ; Tmall, whose domain name is tmall.com ; Feizhu.com, whose domain names are alitrip.com , fliggy.com , and feizhu. com ; Yitao.com, domain name is etao.com ; Juhuasuan, domain name is ju.taobao.com ; 95095 medicine platform, domain name is 95095.com ; Xianyu platform, domain name is goofish.com . The aforementioned entities may be referred to individually or collectively as Taobao platform operators.

12. Taobao platform operator: refers to the legal entity responsible for the business of the platform website. For information about the Taobao operator, please see the company information and license information disclosed at the bottom of the homepage of each Taobao platform. ": refers to the network platforms operated by Taobao, including but not limited to Taobao (domain name: taobao.com ), Tmall (domain name: tmall.com ), Fliggy (domain names: alitrip.com , fliggy.com and feizhu .com ), Etao (domain name: etao.com ), Juhuasuan (domain name: ju.taobao.com ) ,95095 medicine platform(domain name: 95095.com ) , and Goofish platform (domain name: goofish.com). The above entities can be individually or collectively referred to as Taobao platform operator.

13. Service providers: Providers who provide you with payment services, Jifenbao services, credit card payment services, international payment services, and Huabei collection services. These providers may be referred to individually or collectively as " Service Providers " .

13. Service provider: refers to the providers offering payment service, Jifenbao service, Huawei Collection service, international payment service and Huawei Collection service to you. The above providers can be individually or collectively referred to as "service provider".

2. Basic payment service

II. Payment Service

Regarding the rights and obligations involved in the basic payment service, you and Alipay make the following special agreement:

The rights and obligations regarding the payment service between you and Alipay are subject to the following agreement:

1. You understand and agree that by accepting this Agreement, you are applying to Alipay for basic payment services. Alipay has the right to reject your application based on risk prevention and other needs. If Alipay has not opened payment service for you, it means that your application has been rejected. In this case, you have not established cooperation with Alipay on basic payment services.

1. You acknowledge and agree that your acceptance of this Agreement constitutes an application to Alipay to use the basic payment service. Alipay reserves the right to reject your application based on the risk prevention and other requirements. If the payment service is not enabled for you by Alipay, it means your application is rejected. In this case, no cooperation is established between you and Alipay with regard to the basic payment service  

2. You know that in order to provide you with basic payment services, Alipay needs to know your business information, and collect your store account (platform id and corresponding Alipay account number), store name, store status, and store account that you have kept with the Taobao platform operator. Corresponds to the Alipay account number and the quantity of goods in the store.

You acknowledge that to provide you with basic payment services, Alipay needs to understand your business information and collect your store account number (the platform ID and the corresponding Alipay account), store name, store status, store's Alipay account number, and store product quant the city that you retain on the Taobao platform operator.

3. You agree that when using basic payment services, you will perform your obligations and enjoy rights in accordance with the "Alipay Service Agreement" and the rules published from time to time on Alipay and Taobao platform websites. The special agreement on the use of payment services shall be preferentially applied to the provisions of this agreement. If there is any inconsistency between this agreement and the "Alipay Service Agreement", this agreement shall prevail; matters not stipulated in this agreement shall be subject to the "Alipay Service Agreement" published by Alipay website from time to time. and relevant subsidiary rules are supplementary.

3. You agree to perform your obligations and enjoy related rights in your use of the basic payment service in accordance with the Alipay Service Agreement and the rules published on Alipay and Taobao platform websites from time to time. The special agreement on the use of the payment service shall be subject to the terms of this Agreement. If any inconsistency exists between this Agreement and the Alipay Service Agreement, this Agreement shall prevail. Any matters not addressed under this Agreement shall be subject to the Alipay Service Agreement and relevant rules published from time to time on the Alipay website.

4. You do not need to pay any fees when using the basic payment service.

4. You will not be charged when using the basic payment service.

5. In order to facilitate you to complete payment collection quickly and effectively in various transaction scenarios, Alipay provides you with credit card payment and Huabei payment collection services. You can also cancel the above services through the service market and other channels, and the specific information published on the page shall prevail.

5.In order to make effective and convenient collection/payment procedure available in various kinds of transactions, Alipay provides you Huawei Collection service and Huawei Collection service. The previous payment services could be canceled through fuwu.taobao.com, and other cancel method ds are subject to any announcements issued on the relevant website.

3. Jifenbao service

III. Jifenbao Service

With regard to the rights and obligations involved in the service of Jifenbao, you and Jifenbao Enterprise and Jifenbao Business shall make the following special agreement:

The rights and obligations concerning the Jifenbao service among you, the Jifenbao Enterprise and the Jifenbao Business are subject to the following agreement:

1. You understand and agree that by accepting this agreement, you are applying for the use of the services of the package from the package enterprise and the package business. Jifenbao Enterprise and Jifenbao Business have the right to reject your application based on risk prevention and other needs. If Jifenbao Enterprise and Jifenbao Business have not opened Jifenbao service to you, it means that your application has been rejected. You have not established cooperation with Jifenbao Enterprise and Jifenbao Business on Jifenbao services.

1. You acknowledge and agree that your acceptance of this Agreement is an application to the Jifenbao Enterprise and the Jifenbao Business for using the Jifenbao service. The Jifenbao Enterprise and the Jifenbao Business reserve the right to reject your application based on the risk prevention and other requirements. If the Jifenbao service is not enabled for you by the Jifenbao Enterprise and the Jifenbao Business, it means your application is rejected. In this case, no cooperation is established among you, the Jifenbao Enterprise and the Jifenbao Business with regard to the Jifenbao service.

2. You agree that when using Jifenbao services, you will perform your obligations and enjoy rights in accordance with this agreement and the rules published by Jifenbao Enterprise and Jifenbao Business on the Taobao platform operator and/or Alipay website from time to time.

2. You agree to perform your obligations and enjoy related rights in your use of the Jifenbao service in accordance with this Agreement and the rules published on the Taobao platform operator and/or Alipay websites by the Jifenbao Enterprise and the Jifenbao Business from time to time .

3. You shall bear all transaction risks between you and your users, and handle all related transactions and payment disputes by yourself.

3. You shall assume all the transaction risks between you and your users and settle all the transaction and payment related disputes on your own.

4. You know and agree that 100 Jifenbao can be worth 1 RMB. Jifenbao Enterprise and Jifenbao Business have the right to change the aforementioned deduction standards at any time by publishing an announcement on the Taobao platform operator or / and Alipay website.

4. You acknowledge and agree that 100 Jifenbao Points are equivalent to RMB 1. The Jifenbao Enterprise and the Jifenbao Business reserve the right to change the preceding deduction standard at any time by making an announcement on the Taobao platform operator or/and Alipay webs ites.

5. You agree that Jifenbao Enterprise and Jifenbao Business have the right to ask you to provide relevant materials based on the requirements of laws and regulations and risk prevention needs (including but not limited to a copy of your business license, a copy of your tax registration certificate, tax registration certificate number, etc.). You should provide the service to the Company and the Company within a reasonable period of time after receiving the notice of provision.

5. You agree that the Jifenbao Enterprise and the Jifenbao Business have the right to require you to provide certain materials (including but not limited to, copies of your business license, copies of tax registration certificate, tax registration number, etc.) based on legal and regulatory requirements and risk prevention needs. You shall provide the aforementioned materials to the Jifenbao Enterprise and the Jifenbao Business within a reasonable period of time after receiving the notice of such provision.

6. You promise to issue an invoice to the Jifenbao enterprise for the corresponding amount of Jifenbao that needs to be settled or has been settled every month, and the specific issuance time is before the 15th of the next month . The content of the invoice is issued according to the business scope of the merchant, but the words " Jifenbao " must be included in the remarks . The subject of the invoice is the full name of the company (enterprise merchant) or the name of the individual (personal merchant). If there are special reasons and with the consent of the Deji Fenbao company, the issuance can be delayed for one month. If you do not deliver the invoice to Jifenbao Company on time, Jifenbao Company has the right to ask Alipay to deduct 30% of the invoice amount as liquidated damages from your Alipay account at any time .

6. You guarantee that you will issue an invoice to the Jifenbao Enterprise for the amount corresponding to the Jifenbao Points to be settled or that has already been settled every month prior to the 15th of the next month. The content of the invoice shall be issued based on the business scope, but the issued invoice must contain the words "Jifenbao". The subject of the invoice shall be the company's full name (business merchant) or the personal name (individual merchant). If there are special reasons, the issuance of the invoice can be delayed for a month with the consent of the Jifenbao Enterprise. If you fail to send the invoice ontime, the Jifenbao Enterprise reserves the right to request Alipay to deduct an amount equivalent to 30% of the invoiced amount from your Alipay account as the liquidated damages.

Please mail invoices to the following address:

Please send the invoice to the following address:

Address: Small Post Office, Floor P2, Building 9, Ant A Space, No. 569, Xixi Road, Xihu District, Hangzhou, Zhejiang

Address: Post Office, Floor P2, Building 9, Ant A Space, No. 569, Xixi Road, Xihu District, Hangzhou City, Zhejiang Province

Recipient: Finance Department of " Jifenbao " (acceptance)

Recipient: Jifenbao Finance Department

Tel: 0571-26888888

Contact: 0571-26888888

7. Special terms for Tmall coupons. " Tmall Diancoupon " is a Jifenbao service named after Tmall, and it is a kind of Jifenbao. If you are a Tmall merchant, you promise to issue invoices to Jifenbao Business for the corresponding amount of Tmall coupons that need to be settled every month. The specific issuance time, invoice content and mailing address are as agreed in item 6 of this article . Jifenbao entrusts Taobao platform operators to collect invoices from you. If you cannot send the invoice as required, you agree that Jifenbao has the right to ask Alipay to deduct 30% of the invoiced amount from the Alipay account under your name as liquidated damages at any time. You further agree that the Taobao platform operator can send the aforementioned deduction instructions to Alipay on its behalf.

7. Special provisions for Tmall Point."Tmall Point", as an Jifenbao service sponsored by Tmall, is also a kind of Jifenbao. If you are a Tmall merchant, you shall guarantee that you will issue an invoice to the Jifenbao Business for the amount corresponding to the Tmall Points to be settled. The specific time of issuance, items to be invoiced, and mailing address are as stipulated in Paragraph 6 under this article. The Jifenbao Business authorizes the Taobao platform operator to collect invoices from you. If you fail To send the invoice as required, you agree that the Jifenbao Business is entitled to request Alipay to deduct an amount equivalent to 30% of the invoiced amount from your Alipay account as the liquidated damages. You further agree that the Taobao platform operator can send the aforesaid deduction instruction to Alipay.

4. " Account Balance +" Collection Service

IV. "Account Balance+" Collection Service

1. Service content

1. Service items

" Account balance +" collection service means that based on the order reached between you and the buyer, when the buyer's payment is limited, MYbank and Alipay will provide you with the following services respectively to realize the recovery of the payment:

"Account balance+" collection service means that when the payment of a buyer is restricted, MYbank and Alipay will provide you with the following services based on your purchase order with the buyer to help you collect the payment of goods:

MYBank provides you with the service of recovering accounts receivable, and you agree to transfer your accounts receivable to the buyer to MYBank, which will collect the payment from the buyer's account under the order, and according to the "Alipay Service "Agreement" and Alipay will transfer the payment to your Alipay account together.

MYbank provides you with accounts receivable collection service. You agree to transfer the right of collecting accounts receivable from the buyer to MYbank, which will collect the payment from the buyer's account under the order and then transfer such payment to your Alipay account together with Alipay ay in in accordance with the provisions of the Alipay Service Agreement.

2. Service usage agreement

2. Service usage agreement

( 1 ) You understand and agree that whether to provide you with " account balance +" collection service depends on the judgment of Alipay and MYbank on the buyer's payment experience;

(1) You understand and agree that the provision of "account balance+" collection service depends on the judgment of Alipay and MYbank on the buyer's payment experience;

( 2 ) You understand and agree that the services provided by MYbank to you are limited to collection of accounts receivable. MYbank collects the corresponding payment from the buyer's account and transfers the above-mentioned payment to the account you designate, which is deemed as the completion of the account receivable recovery service;

(2) You understand and agree that MYbank will only provide you with the accounts receivable collection service. Once MYbank collects the corresponding payment from the buyer's account and transfers such payment to your designated account, the accounts receivable service is deemed to be performed completely;

( 3 ) If the buyer has any objection to the transaction, MYbank will dispose of the corresponding payment according to Alipay in accordance with Article 4 of this agreement, and the aforementioned disposal methods include compulsory refund from the account you designated, etc.;

(3) If the buyer has objections to the transaction, MYbank will dispose the corresponding payment according to the terms of Article IV of this Agreement. The disposal methods include a mandatory refund from your designated account;

( 4 ) MYBank does not provide services other than accounts receivable collection, such as accounts receivable financing, collection, bad debt guarantee;

(4) MYbank does not provide accounts receivable financing, payment reminder, full protection against bad debts and other services other than the accounts receivable collection service.

( 5 ) You do not need to pay any fees when using the " account balance +" collection service.

(5) You will not be charged when using the "account balance+" collection service.

5. Credit card payment, international payment, Huabei collection service

V. Credit Card Payment , International Payment and Huawei Collection Service

Regarding the rights and obligations involved in credit card payment services, international payment services, and Huabei collection services, you and Alipay and Taobao platform operators make the following special agreements:

The rights and obligations regarding the credit card payment, international payment and Huawei Collection service among you, Alipay and the Taobao platform operator are subject to the following agreement:

1. You understand and agree that when you apply to Alipay for the use of relevant credit card payment, international payment or Huabei payment collection services, it means that you will comply with this agreement, the "Alipay Service Agreement" and the website of Alipay and Taobao platform operators. Rules fulfill obligations and have rights.

1. You acknowledge and agree that by applying to Alipay to use its credit card payment , international payment or Huawei Collection service, you agree to perform the obligations and enjoy the rights in accordance with this Agreement, the Alipay Service Agreement and the rules published on The Alipay and Taobao platform operator websites.

Alipay has the right to reject your application based on risk prevention and other needs. If Alipay has not opened relevant credit card payment, international payment or Huabei payment collection services for you, it means that your application has been rejected. In this case, you have not established cooperation with Alipay on relevant credit card payment, international payment or Huabei collection service. During the validity period of this agreement, Alipay has the right to adjust the arrangements for providing you with the aforementioned services (including suspending / resuming services, etc.) according to your qualifications and risk management and control requirements.

Alipay reserves the right to reject your application based on the risk prevention and other requirements. If the credit card payment service, international payment service or Huawei Collection service not enabled for you by Alipay, it means your application is rejected. In this case, no Cooperation is established between you and Alipay with regard to the credit card payment service, the international payment service or the Huawei Collection service. During the effective term of this Agreement, Alipay has the right to adjust the arrangements for providing you with the aforementioned services ( including suspension/resumption of services) based on your qualifications, risk control and other requirements.

2. You understand and agree that you must pay Alipay for software service fees when you use credit card payment services, Huabei collection services or international payment services. Among them, the software service fee charged by credit card fast payment, large-amount online banking payment by credit card, and Huabei collection is 6/1000 of a single transaction flow (that is, the transaction amount); the software service fee charged by international payment service is a single transaction 1% of the traffic (that is, the transaction amount) ( if you are a Tmall merchant (domain name: tmall.com ) or Fliggy merchant (domain name is alitrip.com , fliggy.com , feizhu.com ), you will be charged The software service fee is 8/1000 of the single transaction flow ( that is, the transaction amount ) ) ; the debit card quick payment does not charge the software service fee for the time being. Alipay will deduct the corresponding software service fee from the transaction payment you collect, and the fee will not be refunded (including but not limited to refund) for any reason after collection. Some Taobao platform operators may provide you with relevant subsidies, which are subject to a separate agreement between the platform operator and you.

2. You understand and agree that your use of the credit card payment service , Huawei Collection service or international payment service is subject to payment of software service fees to Alipay. Among these, the credit card express checkout, credit card large-amount online banking payment, and Huawei Collection services charge the software service fee equivalent to 6‰ of the Transaction Value. The international payment services charge the software service fee equivalent to 1% of the Transaction Value; and you're a Tmall merchant (domain name: tmall .com) or a Fliggy merchant (domain names:alitrip.com, fliggy.com and feizhu.com), then the software service fee of the international payment services is equivalent to 8‰ of the Transaction Value. No software service fee is charged for debit card express checkout currently. Alipay will deduct the corresponding software service fee from the transaction amount you received, and the fee will not be returned to you for any reason (including but not limited to refund). Some Taobao platform operators may provide you with relevant subsidies, which shall be subject to the specific agreement between you and the platform operator.

3. If you have already paid the corresponding fee for the credit card quick payment and credit card large-amount online banking payment service, the buyer does not need to pay the corresponding payment service fee separately when using the same credit card payment service to purchase goods or services from you.

3. If you have paid the service fees for the credit card express checkout or credit card large-amount online banking payment services, the buyer does not need to pay extra service fees when he/she purchases products or services from you using the same credit card payment service.

4. You acknowledge that the recorded data and transaction amount data of your use of credit card payment services, international payment services, and Huabei collection services are subject to the data recorded by the Alipay / Taobao operator platform software system.

4. You acknowledge that the usage records of the credit card payment service , international payment service and antcredit pay, and the transaction amount data are subject to the data recorded by Alipay/Taobao operator platform software system.

5. During the process of using credit card payment service, international payment service, and Huabei payment collection service, you have paid Alipay a total of 1,000 yuan or more software service fees or within 15 working days after the termination of this agreement for any reason , you can Ask Alipay to issue to you an invoice for the software service fee equal to the amount you actually paid at the time of invoicing, and send it to you by courier according to the address information you provide.

5. Within 15 working days after the software service fees you paid accumulatively to Alipay for using the credit card payment service , the international payment service and Huawei Collection service have reached RMB 1,000 or after this Agreement is terminated for any reason, you can request Alipay to issue an invoice for the amount actually paid for the software service fees and send it by express delivery to the mailing address you provided.

6. You know that in order to better and continuously understand your overall situation on the corresponding e-commerce or service platform, Alipay needs to obtain your service access judgment result, risk control level, and store account (platform id and corresponding Alipay account) you have retained on the aforementioned platform from the corresponding e-commerce platform or related service platform (Tmall, Taobao, etc.), store / Seller type, store status, main category, store evaluation information. If you sign and apply for this service through the above-mentioned platforms, in order to ensure that you use this service on these platforms, we will feedback your contract status under this service to them .

6.You acknowledge that to better and continuously understand your overall situation in the corresponding e-commerce or service platform, Alipay needs to obtain your service access judgment results, risk control level, and the store account number (the platform ID and the corresponding Alipay ay account), store/seller type, store status, main business category, and store evaluation information that you retain on the aforesaid platform from the corresponding e-commerce platform or related service platform (Tmall, Taobao, etc.). If you intend to execute and apply for this service via the aforementioned platforms, we will provide you with feedback on your contract signing status under this service, to ensure that you can use this service on such platforms.

7. If your use of credit card payment service, international payment service, and Huabei payment collection service involves cross-border transactions, the user who conducts cross-border transactions with you will pay you RMB transaction funds through the Alipay agency purchase and settlement service. Alipay will display or arrange other channels to release foreign exchange quotes to users on the payment page or separately. The user determines the amount of foreign currency to be paid according to the RMB amount to be paid to you and the exchange rate of the foreign exchange rate, and pays you through Alipay to RMB funds. At present, you do not need to bear the exchange gain or loss between the exchange rate indicated in the foreign exchange price and the exchange rate when the exchange is actually settled or received or when the goods are returned (you will not bear the exchange loss or enjoy the exchange gain). Based on changes in business conditions, Alipay has the right to require you to bear the exchange gains and losses from a certain point, and the announcement on the Alipay website will prevail at that time.

7. If the credit card payment service , the international payment service and Huawei Collection service are used in relation to cross-border transactions, the users involved in such cross-border transactions shall pay you the transaction amount in RMB through the Alipay Agency Purchase Settle ment Service . Alipay will inform the users of the foreign exchange rates, via the payment page, a separate display page or through other arranged channels. The users shall determine the amount of foreign currency payable based on the the transaction amount which is in RMB and corresponding fore sign exchange rate, and such foreign currency shall be converted to RMB by Alipay and paid to you. At present, you are not required to bear the exchange rate gains or losses arising from any differences between the foreign exchange rates displayed and the foreign exchange rates applicable. able at the time of actual settlement, collection of payment, or refund (that is to say, you do not incur exchange losses and do not enjoy exchange gains). Subject to any announcements issued on the Alipay website, Alipay shall have the right to require you to bear the exchange rate gains or losses at any time in accordance with any changes in business circumstances.

8. Specifications for the use of credit card payment, international payment, and Huabei collection services

8. Usage rules for credit card payment , international payment and Huawei Collection services

You agree and guarantee that when using credit card payment services, international payment services, and Huabei payment collection services, the following agreements shall be strictly implemented:

You agree and warrant that your use of the credit card payment service , the international payment service and Huawei Collection service will be strictly subject to the following agreement:

( 1 ) You should strictly abide by the laws, regulations and relevant regulations of the country or region where you are based on the principle of " observing discipline and law " . Do not use this service to engage in any sales of products / services that are prohibited by the laws, regulations and relevant regulations of the country or region where you are located .

(1) You shall strictly abide by the laws and regulations and relevant rules of the country or region on the principle of "observing laws and disciplines". You shall not use this service to engage in any sales of products/services prohibited by the laws and regulations, and relevant rules of the country or region.

( 2 ) You should understand and abide by the bank card organizations that cooperate with Alipay (including but not limited to China UnionPay, VISA , MASTER , JCB , AMEX , etc.), banks, small loan companies and other cooperative institutions based on the principle of " prudent transactions " Relevant rules formulated (including but not limited to current effective or subsequent changes, new rules, specifically subject to the type of credit card payment and international payment involved).

(2) You shall understand and follow relevant rules (including but not limited to currently effective or subsequently changed or added rules, subject to the type of credit card payments and international payments involved) formulated by the bankcard organizations (inc. Luding but not limited to, China UnionPay, VISA, MASTER, JCB, and AMEX), banks, small-loan companies and other institutions in cooperation with Alipay on the principle of "making prudent transactions".

( 3 ) You should reasonably use this service based on the principle of " honesty and credit " , and you are not allowed to use this service to engage in " cash-out " transactions; or engage in temporarily closed categories specified in the page description of " Taobao Seller Services - Credit Card Payment Services " For the sale of products / services, it is also not allowed to publish products / services that are temporarily closed to open categories to use this service in violation of regulations. For temporarily closed categories, the information published in real time on the order page shall prevail.

(3) You shall use the services on the principle of "honesty and integrity". You shall not use the services to engage in "cash out" transactions or sales of products/services under a temporarily unavailable category expressly defined on the "Taobao seller service –Credit card payment service" page, and shall not put the products/services of a temporarily unavailable category under an available category. The temporarily unavailable categories shall be based on the information published in real time on the purchase page.

( 4 ) You should properly keep all documents related to this service in accordance with the principle of "knowing the buyer", including but not limited to the transaction order number, buyer's name, transaction date, transaction amount, purchased goods or service content , receiving address, consignee’s receipt, delivery records, logistics vouchers, Aliwangwang chat records during the transaction (including transaction changes during the transaction and other information that can prove that the actual performance is consistent with the agreement of both parties), etc. At the same time, you must effectively restrict the acceptance criteria of the logistics agency you entrust when delivering your transaction items: that is, it must be clearly signed by your buyer himself. If your buyer entrusts someone else to collect it, authorization must be included in the receipt certificate Proof and the words " received on behalf of ** " . You should keep all the above certificates for at least two years from the date of successful transaction.

(4) You shall properly retain all proofs related to the services on the principle of "understanding the buyer". The proofs include but are not limited to transaction order No., buyer's name, date of transaction, transaction amount, purchased goods or services ,shipping address, signature form of consignee, shipping record, logistics document, and Trade Manager chat log during the transaction (including transaction changes in the transaction process and other information which can prove that the actual performance is consistent with the agreement between both parties) . At the same time, you must set the signature of receipt standards for the logistics company you delegate to deliver your goods, clarifying that the goods must be signed for receipt by the buyer personally, and if the buyer delegates another person to receive the goods , the signature of receipt document must be indicated "the goods are received by ** on behalf of**". You shall keep all these proofs for at least two years from the date of the successful transaction.

9. Special agreement on transaction risks involved in credit card payment services, international payment services, and Huabei collection services

9. Special terms on the credit card payment, international payment and Huawei Collection services involving transaction risks

( 1 ) You agree that, in order to protect the transaction security of buyers and sellers and maintain the normal transaction order of Taobao platform, in any transaction involving credit card payment, international payment, and Huabei collection service, if Alipay believes that the transaction is abnormal or risky ( For example, unauthorized transactions such as Alipay accounts or bank cards that have been misused by others, " cash-out " transactions, etc.), have the right to take certain measures to control risks without notice. These measures include but are not limited to: 1 ) cancel the transaction, And return the transaction money paid by the buyer; if the aforementioned transaction money has been paid to your account, Alipay has the right to deduct it from your account; 2) Stop paying the transaction money ; 3 ) Suspend or stop providing you with the relevant credit card Payment service, international payment service, Huabei collection service or other services provided by Alipay for you.

(1) You agree that in order to guarantee the transaction security of the buyer and the seller and to maintain the normal trading order of the Taobao platform, in any transactions involving credit card payment , international payment and Huawei Collection services, Alipay has the right to take certain measures to control the risks without notice if Alipay considers the transaction abnormal or risky (for example, the transaction is an unauthorized transaction made using a stolen Alipay account bank card, or "cash out" transactions). Such measures in include but are not limited to: 1) cancel the transaction and refund the amount paid by the buyer; if the aforementioned transaction amount is paid to your account, Alipay has the right to deduct it from your account; 2) suspend the payment of transaction amount; 3) suspend or terminate the credit card payment service, international payment service and Huawei Collection service, or other services provided by Alipay.

For the restrictive measures in items 2) and 3) above, if Alipay judges that the above risks have been eliminated or reasonably controlled based on the evidence provided by you or Alipay, Alipay will release the payment or resume providing relevant credit card payment services or other services .

For measures 2) and 3) above, if Alipay, based on your evidence or any evidence obtained by Alipay, determines that the above risks have been removed or brought under control, Alipay will resume payment and related credit card payment services or other services.

( 2 ) When Alipay emails you to notify you that the transaction with the buyer is risky, you are obliged to cooperate with Alipay to take relevant measures, including but not limited to stopping delivery, recalling the delivered goods to the logistics company and providing relevant certificates (see this article for details The agreement in Item 8 ( 4 ), the same below).

(2) When Alipay sends you an email notice to inform you that your transaction with the buyer is at risk, you are obliged to cooperate with Alipay and take appropriate measures, including but not limited to, stopping shipment, recalling the goods shipped by logistics companies and providing relevant proofs (see Paragraph 6 (4) under this article).

( 3 ) You agree that when your transaction funds involve unauthorized transactions or " cash-out " transactions, Alipay may take the measures agreed in item 9 ( 1 ) of this article to dispose of the corresponding funds in your Alipay account ( including but not limited to the transaction amount and possible bank card organization arbitration fees ) . You should provide relevant vouchers as required within 5 natural days after receiving the email notification from Alipay . For unauthorized transactions, if the cardholder’s appeal for unauthorized transactions is established because you are unable to provide the relevant certificates within the agreed time or the submitted certificates are judged invalid or insufficient by the bank card organization, bank, other cooperative institutions or Alipay, you Compensation shall be made within 3 working days after receiving Alipay’s email notification for all losses (including but not limited to cardholder losses, arbitration fees , The resulting punitive or other types of losses, such as successful appeals by cardholders, losses arising from Alipay’s liability for compensation to cardholders in accordance with commitments or rules, administrative penalties, etc.). For " cash-out " transactions, if you fail to provide the relevant certificates within the agreed time or the submitted certificates are judged by Alipay as invalid or insufficient, you should pay liquidated damages to Alipay within 3 working days after receiving the email notification from Alipay . RMB 10,000, and Alipay has the right to directly deduct the liquidated damages from any of your Alipay accounts. If the liquidated damages are not enough to make up for the losses of Alipay and / or Taobao platform operators (including but not limited to economic losses, administrative penalties, and Alipay’s compensation for users’ losses), you should still make up for it.

(3) You agree that Alipay may take measures, as agreed in Paragraph 7 (1) under this article, to dispose of the corresponding amount (including but not limited to, the transaction amount and possible arbitration fees of bankcard organizations) in your Alipay accountin case of unauthorized or "cash out" transactions. You shall provide relevant proofs as required within five calendar days after receipt of Alipay's email notice. In case of unauthorized transactions, if you are unable to provide relevant proofs within the agreed time or the proofs submitted are rendered invalid or inadequate by bank card organizations, banks, Alipay or its partner agencies, resulting in the cardholder's complaint of unauthorized transactions being upheld, you must compensate for all losses arising there from (including but not limit ed to, the cardholder's losses, Arbitration fees, Alipay's punitive damages or other losses resulting from your failure to prove that such transaction is authorized by the cardholder such as an upheld complaint of the cardholder, losses or administrative penalties resulting from Alipay's liability to indemnify the cardholder in accordance with relevant commitment or rules). In case of "Cash Out" transactions, if you are unable to provide relevant proofs within the agreed time or the proofs submitted are rendered invalid or inadequate by Alipay, you shall pay RMB 100,000 to Alipay as the liquidated damages within 3 working days after receipt of the email notice from Alipay, and Alipay has the right to directly deduct such amount of liquidated damages from any of your Alipay accounts. If the liquidated damage is not sufficient to cover the losses of Alipay and/or Taobao platform operator ( including but not limited to economic losses, administrative penalties, or the compensation covering the damage of Alipay users), then you shall provide adequate restitution.

You agree that Alipay shall not be liable for any losses arising from unauthorized transactions, payment stoppages during the processing of " cash-out " transactions, suspension or cessation of use of Alipay accounts, etc.

You agree that Alipay shall not beliable for any loss arising from the suspension of payment, the temporary or permanent out of service of Alipay account due to unauthorized transactions, or "cash out" transactions.

10. Special agreement on the use of credit card payment, international payment, Huabei collection service

10. Special terms on the credit card payment, International payment and Huawei Collection service involving transaction risks

During your use of credit card payment, international payment, and Huabei payment collection services, if the following situations occur, the service provider has the right to suspend / terminate / suspend the service for you, and your related payments in stores on the Taobao platform The mode identification will also be cancelled.

In the process of using credit card payment, international payment and Huawei Collection services, the service provider has the right to pause/terminate/suspend the service provided to you in the following situations, and the relevant logo in the store of Taobao platform will also be cancelled.

( 1 ) In violation of the relevant laws and regulations of the People's Republic of China, other overseas laws and international practices applicable to you, and the provisions of this agreement, use the payment service for any illegal purpose or use the service to engage in acts that infringe upon the legitimate rights and interests of others, including but not limited to ;

(1) Violating the applicable laws and regulations of the People's Republic of China, other applicable offshore laws and international practices, or this Agreement, or using the payment service for any unlawful purpose or using the service for the infringement of the legitimate right s and interests of others, including but not limited to:

1) Infringe on the legitimate rights and interests of others, such as the right of reputation, right of privacy, trade secret, trademark right, copyright, patent right, etc.

1) Infringing upon the reputation, privacy, trade secret, trademark, copyright, patent rights and other legitimate rights and interests.

2) Violation of statutory or agreed confidentiality obligations.

2) Breach of the obligation of confidentiality required by law or agreement.

3) Using payment services in the name of others.

3) Using payment service in the name of others.

4) Engaging in illegal transactions, such as money laundering, selling guns, drugs, prohibited drugs, pirated software, pornographic items, and other items that service providers believe should not be traded using credit card payments, international payments, and Huabei collection services.

4) Engaging in illegal transactions, such as money-laundering, trafficking in fire arms, drugs, prohibited drugs, pirated software, pornographic or obscene materials, or other goods that the service provider considers inappropriate using credit card payment, intern national payment or Huawei Collection services.

5) Provide gambling information or induce others to participate in gambling in any way.

5) Providing gambling information or soliciting others to participate in gambling in any way.

6) Using bank cards in violation of the "Administrative Measures for Bank Card Business" or the provisions of this agreement, or using credit card payment, international payment, and Huabei collection services for " cash-out " transactions.

6) Violating the provisions on bank card usage of Administrative Measures for Bank Card Business or this Agreement, or using credit card payment , international payment or Huawei Collection services to perform "cash out" transactions.

7) Carry out transactions that do not match the transaction content claimed by you or the buyer, use credit card payments, international payments, and Huabei collection services to engage in prohibited or temporarily closed transactions and unreal transactions.

7) Conducting transactions that are not inconformity with what claimed by you or the Buyer, or using credit card payment ,international payment or Huawei Collection services for prohibited or temporarily unpermitted transactions or false transactions.

8) Engage in any intentional behavior that may contain computer viruses or may infringe on the service system and data.

8) Engaging in any intentional act that may spread a computer virus or may damage the services or information of this system.

( 2 ) Violating any agreement signed between you and the service provider, or the rules published on the website (including but not limited to "Alipay Service Agreement", "Taobao Service Agreement", "Consumer Protection Service Agreement").

(2) You violate any agreement that you have signed with the service provider or rules published on its website, including but not limited to Alipay Service Agreement, Taobao Service Agreement and Consumer Assurance Service Agreement.

( 3 ) You no longer meet the application standards for credit card payment, international payment, and Huabei collection services published on the Taobao platform website.

(3) You no longer meet the standards published on the Taobao platform website regarding credit card , international payment or Huawei Collection applications.

( 4 ) The service provider needs to terminate the provision of agreed services due to laws and policies promulgated or changed by relevant national competent authorities. Such circumstances are not deemed to be a breach of contract by the service provider.

(4) The service provider may terminate the relevant services due to the law or policy issued or modified by the national departments in charge. In such cases, the service provider is not considered to be breach of contract.

11. Special regulations on accepting US payment services

11. Special terms governing using international payment services in the US

You agree that Alipay US may provide you with balance of payments services in the following cases: purchases made by buyers located in the United States, purchases made with a credit or debit card issued in the United States, purchases made with a bank account in the United States. In the above circumstances, you designate Alipay US as the agent for collecting payments from buyers. You agree that if the buyer has paid Alipay US or the third-party service provider designated by Alipay US in full at the transaction price listed online, it means that the buyer has fulfilled his payment obligation to you. Even if the payment has not been received by you, the buyer's payment obligation can be deemed fulfilled when the buyer makes payment to Alipay US. If Alipay does not pay you the money received from the buyer, Alipay will be fully responsible for your receivables, and the buyer will not be responsible for it.

You acknowledge that Alipay US may be involved in providing international payment services to You in connection with purchases made by buyers located in the United States or purchases made using credit cards or debit cards issued by banks in the United States or the accounts of banks in the United States. You hereby appoint Alipay US as your agent for the limited purpose of receiving payments from buyers. You agree that a buyer's full payment of the transaction price listed online to Alipay US, or its designated third party service provider acting on its beha lf, constitutes final payment to you, extinguishing buyer's payment obligation to You as if the buyer had paid You directly, even if the payment is not received by You. Alipay, and not the Buyer, is solely liable to You for payment if Alipay fails to remit payments received from Buyer to You.

6. Notice

VI. Notification

During the performance of this agreement, the written notification methods sent by the service provider to you include but are not limited to mailing paper notifications, website announcements, emails, site letters, Want Want system information, mobile phone text messages and faxes. No matter what form is adopted, the aforementioned amendments will be binding on you and the service provider from the date of issuance of the notice. If you continue to use this service after the notice is served, it means that you have fully read, understood and accepted the revised content, and will also follow the revised content to use related services.

During the performance of this agreement, the methods that the service providers may use to send a written notice include but not limited to mail, website announcement, email, internal message, Trade Manager, SMS, and fax. The aforementioned amendments shall be binding on both parties upon release of the notice at any form. By continuous use of the services hereunder upon receipt of the notice, you are deemed to have completely read, understood, and accepted the amendments, and you will follow the amendments to use applicable services.



7. Rights and Obligations of Service Providers

VII. Rights and obligations of the service provider

1. The service provider shall be responsible for accepting or entrusting a third party to accept complaints involving service-related issues and handle disputes arising therefrom, unless otherwise stipulated in this agreement.

1. Unless otherwise stated in this agreement, service providers shall be responsible for dealing with or engaging a third party to deal with any complaint concerning service-related issues and any dispute arising therefrom.

2. The service provider shall be responsible for or entrust a third party to set up business consultation and contact numbers to answer all kinds of questions you encounter in the process of using related services, and to solve relevant problems in the process of data reconciliation and fund transfer in a timely manner.

2. The service providers or their engaged third parties shall provide business consultation and hotline service to answer any question that you encounter when using the services, and resolve issues about data reconciliation and funds flow in a timely manner.

3. You agree that the service provider has the right to provide your relevant transaction information to third parties, such as government departments, judicial organs, bank card organizations, and other cooperative institutions, when there are legitimate, legal, and reasonable circumstances; As far as Alipay is concerned, if it is otherwise stipulated in the "Alipay Service Agreement", the agreement shall be implemented.

3. You agree that, under legitimate, lawful, and reasonable circumstances, the service providers have the right to provide your transaction-related information to competent third parties, such as government departments, judicial organs, banks, credit card companies, and others partners . With respect to Alipay, if otherwise provided for in the Alipay Service Agreement, the terms of the Alipay Service Agreement shall be followed.

4. The service provider has the right to retain the data information formed during your use of this service and provide it to their respective affiliated companies for the purpose of providing you with continuous and better services in the future; as far as Alipay is concerned, the Alipay Service Agreement 》If there is another agreement, it shall be implemented in accordance with the agreement.

4. In order to provide you with continuously improving services, the service providers have the right to retain your information on use of the services hereunder and disclose to their respective affiliated companies. With respect to Alipay, if otherwise provided for in the Alipay Service Agreement , the terms of the Alipay Service Agreement shall be followed.

5. Alipay and Taobao operator platforms only perform the agreed obligations of this agreement within their respective business scopes, and do not assume any responsibility for disputes not caused by their own business reasons.

5. Alipay and TaoBao operators perform the obligations hereunder only within their respective business scope, and shall assume no liability for disputes arising from other issues rather than their business.

8. Disclaimer and Troubleshooting

VIII. Disclaimer and troubleshooting

1. Alipay or Taobao platform operators shall not be liable for any breach of contract or compensation if Alipay or Taobao platform operators are unable to provide you with this service due to any of the following situations, including but not limited to:

1. In the event of any of the following circumstances (including but not limited to the following), Alipay and TaoBao operators shall not be liable for failure to provide the services hereunder:

1 ) System shutdown for maintenance or upgrade;

1) System downtime for maintenance or upgrade;

2 ) Due to force majeure such as typhoon, earthquake, flood, lightning or terrorist attack;

2) Any force majeure such as typhoon, earthquake, flood, thunderstorm, or terrorist attacks;

3 ) Your computer software and hardware, communication lines, and power supply lines are faulty;

3) Malfunction of your computer hardware or software, communication failure, or power failure;

4 ) You have improperly operated or used the service in a manner not authorized or recognized by Alipay or Taobao platform operators;

4) Misoperation or lack of authorization or approval by the Alipay or Taobao platform operators in using the services;

5 ) Due to viruses, Trojan horses, malicious program attacks, network congestion, system instability, system or equipment failures, communication failures, power failures, bank reasons, third-party service defects or government actions and other reasons.

5) Viruses, Trojans, malware attacks, network congestion, system instability, system or equipment failure, communication failure, power failure, reasons due to financial institutions, third-party service flaws, or government decisions;

6 ) Notwithstanding the agreement in the preceding paragraph, the Alipay or Taobao platform operator will take reasonable actions to actively promote the service to return to normal.

6) Notwithstanding the forthcoming, the Alipay or Taobao platform operators shall take reasonable actions to resume services.

2. You understand that the services involved in this agreement depend on the accurate operation and operation of the Alipay or Taobao platform operator system. If there are system errors, failures or other reasons that cause display errors, you or other parties to the agreement to make improper profits, etc., you agree that other parties to the agreement can correct errors, deduct payments, suspend services, etc. by themselves or through a third party. measure.

2. You understand that the services hereof shall be dependent on the proper running and operation of the Alipay or Taobao platform operators' systems. In the event of any system failure, malfunction or other circumstances that causes a display error or illegal profits to you or other parties hereto, you agree that other parties hereto may take corrective actions, such as resolving the errors, deducting funds, or temporarily suspending services independently or through a third party.

Nine, other

IX. Miscellaneous

1. You agree that the service provider has the right to adjust the service rules, suspend / terminate all or part of the services provided to you, or adjust your collection or transaction through the service at any time according to your risk level and the needs of its own business operations and notify you in writing in the manner agreed in this Agreement.

1. You agree that service providers have the right to adjust the service rules at any time based on your risk degree and business operations, to suspend or terminate all or part of the services provided, to adjust your collection or transaction limits in the service, and to notify you in writing of the adjustment as governed under the terms of this Agreement.

2. You understand and agree that in the course of your use of the services under this agreement, if the service provider causes you to suffer corresponding losses, the service provider will compensate you for the direct losses caused to you. In any case, the service provider shall not be liable or compensatory for your profits, goodwill, data loss or other indirect, incidental, special, derivative losses.

2. You understand and agree that in the course of service hereof, in case of any damages due to the service provider, the service provider shall compensate you for any direct losses arising therefrom. Under no circumstances whatever will the service provider be liable for any loss of profits, loss of goodwill, loss of documents, or any indirect, incidental, special, consequential, or punitive damages.

3. In order to provide services effectively, the service provider will maintain and upgrade the system from time to time. At that time, the service provider only needs to publish an announcement on the Alipay or Taobao platform operator website. Service interruption or unstable state may occur during this process, which shall not be regarded as a breach of contract by the service provider.

3. To effectively provide services, the service providers may maintain and upgrade the system from time to time. At that time, the service providers may make an announcement on the Alipay or Taobao platform operator website. During this process, any service interruption or instability shall not Constitute the service provider's breach of this Agreement.

4. You agree that if you cause losses to the service provider due to your violation of this agreement, you shall compensate for the corresponding losses or bear the corresponding liability for breach of contract. If you do not take the initiative to make compensation, you authorize the service provider to deduct the corresponding amount from the Alipay account under your name, and reserve the right of recourse to you for the insufficient part.

4. You agree that if you breach the Agreement and cause loss to the service provider, you shall compensate for the corresponding loss and assume the liability arising therefrom. If you fail to pay for the losses, your authorized service provider has the right to deduct The corresponding amount from your Alipay account and reserve the right of recourse for any remaining amount.

5. In order to inquire about your credit status, review your ability to perform the obligations of this contract, and confirm your qualifications to use this service, you agree and authorize Alipay and its service providers not to violate laws and regulations such as the "Regulations on the Administration of Credit Investigation Industry" and other laws and regulations of the country. Under the premise of relevant regulations on the protection of personal financial information , inquire , Use your Zhima points, personal credit information and credit report. Unless otherwise agreed, the aforementioned authorization period is consistent with the effective period of this contract. And in order to establish a credit system, you agree and authorize Alipay and service providers to send your information to credit institutions, and once notified you will send your bad information to credit institutions, including but not limited to Zhima Credit Management Co., Ltd.

5. For the purpose of checking your credit status, reviewing your ability to fulfill the obligations hereof, and confirming your eligibility to use this service, you agree and authorize that Alipay and the service provider, provided that there is no violation of Regulation on the Administration of Credit Investigation Industry and other laws and regulations regarding the protection of personal financial information, may access your credit reports, Zhima scores, and related personal information held by Sesame Credit Management Co., Ltd. and other credit agencies legall y established, credit institutions , or other similar institutions authorized by regulatory authorities in accordance with the relevant laws and regulations (herein after collectively referred to as "credit agencies"). If there is no other agreement, the aforementioned authorization period is the same as the e Effective term of this Agreement . To establish a credit system, you agree to authorize Alipay and the service provider to send your information to the credit agencies. Upon notification, your negative credit information shall be sent to the credit agencies, including but not limited to Sesame Credit Management Co. , Ltd.

6. You agree that the validity, interpretation, modification, execution and dispute resolution of this Agreement shall be governed by the laws of the People's Republic of China. In case of disputes, all parties shall endeavor to resolve them through friendly consultations. If the negotiation fails, you agree that all parties have the right to bring a lawsuit to the people's court that has jurisdiction over the defendant's domicile.

6. You agree that the validity, interpretation, amendment, execution, and dispute resolution hereof shall be governed by the laws of the People's Republic of China. Any dispute arising therefrom shall be resolved through amicable consultations. If both parties fail to reach an agreement , you agree that either party may file a lawsuit with the competent People's Court where the defender is domiciled.

7. The paper version of this agreement is for reference only. If the paper version is inconsistent with the electronic version, the electronic version displayed on the website of the Alipay / Taobao platform operator shall prevail. If the English version of this Agreement is attached for reference only, the Chinese version shall prevail for the grammar, meaning and interpretation of the terms involved. In case of conflict or ambiguity between the Chinese and English versions, the Chinese version shall prevail.

7. The hard copy of this Agreement is for reference only. For any inconsistency between the hard copy and the electronic version, the latter on the Alipay/Taobao platform operator website shall prevail. The English version of this Agreement (if any) is for reference only. Regarding the grammar, meaning, and interpretation hereof, the Chinese version shall prevail. In the event of any inconsistency between the Chinese version and the English version, the Chinese version shall govern.

8. The validity period of this agreement starts from the opening date of each service to the relevant platform service agreement (if you are a Tmall merchant, it is the "Tmall Service Agreement"; if you are a Fliggy merchant, it is the "Fliggy Service Agreement", and need to jointly abide by the "Alipay Service Agreement" and related rules) until the date of termination.

8. The effective term of this Agreement begins on the date that your service on the relevant platform is enabled and ends until the termination of appropriate platform service agreements(including Tmall Service Agreement for Tmall merchants, ) Fliggy Service Agreement for Fliggy merchants, A Lipay Service Agreement, and relevant regulations, which shall be abided by all parties).